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City of Minot property owners in potential flood hazard areas are now receiving a ten percent discount on federal insurance premiums through the Federal Emergency Management Agency’s insurance program.
The reduction comes after the City partnered with Ward County to meet FEMA requirements, including flood planning, property damage reduction, and community education. This is the second reduction for property owners since October.
“Everything we do for flood control, property acquisition, and community outreach can earn us points towards flood insurance discounts.” Says City of Minot Engineer, Lance Meyer. “Ward County’s Emergency Management department has worked very hard to implement their CRS program. Many of their initiatives overlapped ours within the City and provided us additional points. They have done an excellent job collaborating with us to help all of our citizens.”
In October, the City of Minot enrolled in FEMA’s Community Rating System. Upon enrollment, Minot was classified as a “Class 9”, which was a good starting point in the system and provided a five percent discount on insurance premiums. Each class adds an additional five percent in savings for property owners. After the most recent review, Minot is now a class 8.
“We’ve only just begun,” says Meyer. “As we built more walls or levees, add storm water systems and improve community education we will continue to add points and decrease insurance costs.”
Flood protection phases I through III for the City of Minot are scheduled to break ground in the spring of 2017. FEMA representatives continually reevaluate the City of Minot’s efforts to reclassify in the CRS Program.
For more information on FEMA's Community Rating System, visit https://www.fema.gov/national-flood-insurance-program-community-rating-system