The City of Minot is prone to flooding from the Souris River and contributing coulees (First Larson, Second Larson, Puppy Dog, Gassman and Livingston Coulees). The City of Minot is working to protect the interests of the citizens of Minot by encouraging smart development within the floodplain.
Know Your Flood Hazard
You can use our City GIS Map online to determine if your home and/or property are located within the 100-year floodplain, also known as the Special Flood Hazard Area (SFHA). Click on the GIS link on the left to access the map and view your property.
Insure Your Property
The City of Minot participates in the National Flood Insurance Program (NFIP) which makes available federally back flood insurance for all structures, whether or not they are located within the floodplain. More than 25% of NFIP claims are filed by properties located outside the 100-year floodplain, also known as the SFHA. Flooding is not covered by a standard homeowner’s insurance policy. For information about flood insurance, your best resource is to contact your insurance agent but you can learn more about it at www.floodsmart.gov. It is important to remember that there is a 30-day waiting period between purchasing a flood insurance policy and the effective date of the policy. The City became part of the Community Rating System (CRS) in October of 2016, which allows residents to get discounts on flood insurance. Currently the City is rated as a Class 9 but will be reclassified to a Class 8 on May 1, 2017.
Protect Your Property
Protect your property form the hazards of flooding by ensuring your lot slopes away from the building; building a small flood wall, earthen berm, or ditch; placing watertight closures over the doorways; or raising the structure. (All of the above requires a permit from the City of Minot.)
Maintaining drainage facilities can also prevent local flooding. Blockages can occur through dumping yard waste and other debris into our open drainage channels and on our City streets. Dumping in waterways, this includes the City’s curb and gutter system, is a violation of City of Minot Code of Ordinances and should be reported to the Engineering Department at (701) 857-4100.
Create an Action Plan
Protect and prepare your property. Make sure your sump pump is working. Clear debris from downspouts and gutters. Move furniture and valuables to a safe place if flooding is expected.
Create a household inventory for insurance purposes.
Make copies of all critical documents.
Keep an emergency supply. Non-perishable food, water, blankets, first aid, batteries, flashlights, can opener and a better operated radio should be kept available.
Develop an emergency evacuation plan for your family and practice so everyone knows what to do. Don’t forget about your four legged family members.
What to do DURING a flood:
If your property is in imminent danger, turn off all utilities at the main switch.
Seek shelter in the highest area possible. If water rises before you are able to evacuate, go to the top floor, attic or roof.
Using a battery operated radio to tune into local radio for emergency instructions.
Evacuations will be ordered or advised if conditions warrant.
If water is covering the roadway: TURN AROUND, DON’T DROWN
What to do AFTER a flood:
Be careful when entering flooded buildings.
Follow procedures for property damage repair. Select a contractor who is licensed in their trade. The City of Minot requires a permit for all development within the city. Always call the Inspections Department at (701) 857-4102 or the Engineering Department at (701) 857-4100 before you build on, alter, fill or re-grade any portion of your property. The National Flood Insurance Program (NFIP) requires that existing buildings meet the same construction requirements as a new building if the cost of reconstruction, rehabilitation, repair, addition, or other improvements equals or exceeds 50% of the building’s market value.
Recognize the Importance of Floodplains
Understanding and protecting the natural functions of floodplains helps reduce flood damage and protect resources. When flooding spreads out across the floodplain, its energy is dissipated, which results in lower flood flows downstream, reduced erosion of the streambank and channel, deposition of sediments higher in the watershed and improved groundwater recharge. Floodplains are scenic, valued wildlife habitat, and suitable for farming. Poorly planned development in floodplains can lead to streambank erosion, loss of valuable property, increased risk of flooding to downstream properties and degradation of water quality.
Still Looking for More Info?
The City Engineering Department can be a good resource for citizens. If you would like current floodplain information about your home or business, please contact the City of Minot Engineering Department at 701-857-4100 or email@example.com.
For more information, please visit the following sites:
Mouse River Flood Protection Plan: http://mouseriverplan.com/
Flood Smart: https://www.floodsmart.gov/floodsmart/
National Flood Insurance Program: http://www.fema.gov/national-flood-insurance-program
Community Rating System (CRS): http://www.fema.gov/national-flood-insurance-program-community-rating-system
FEMA Map Service Center: http://msc.fema.gov/portal